360 Financial Crimes jobs in Indonesia

• Conduct thorough investigations of suspicious activities and transactions flagged by automated systems or internal reporting.
• Analyze complex financial data to identify patterns indicative of financial crime, such as money laundering, fraud, sanctions violations, and terrorist financing.
• Prepare detailed Suspicious Activity Reports (SARs) and other regulatory filings in compliance with relevant laws and regulations.
• Develop and recommend enhancements to internal controls and procedures to mitigate financial crime risks.
• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) reviews.
• Assist in responding to inquiries from regulatory bodies and law enforcement agencies.
• Stay current with evolving financial crime typologies, regulatory changes, and industry best practices.
• Collaborate with internal stakeholders, including compliance officers, business units, and legal counsel, to address financial crime risks.
• Provide training and guidance to junior analysts and other relevant personnel on financial crime risks and procedures.
• Utilize various investigative tools and databases to gather and analyze information.
• Participate in risk assessments and audits related to financial crime compliance.
• Contribute to the development and refinement of investigative methodologies.

• Bachelor's degree in Finance, Economics, Criminology, Law, or a related field.
• 5+ years of experience in financial crimes investigation, anti-money laundering (AML), fraud prevention, or regulatory compliance within the financial services industry.
• In-depth knowledge of AML/CFT laws and regulations (e.g., BSA, USA PATRIOT Act, FATF recommendations).
• Proven experience in analyzing transaction data, identifying suspicious patterns, and preparing regulatory reports (e.g., SARs).
• Familiarity with KYC/CDD/EDD principles and practices.
• Strong analytical, critical thinking, and problem-solving skills.
• Excellent written and verbal communication skills, with the ability to articulate complex findings clearly and concisely.
• Proficiency in using investigative software, databases, and MS Office Suite.
• ACAMS, CFE, or other relevant certifications are highly desirable.
• Ability to work effectively in a team-oriented environment and manage multiple priorities under pressure.
• Demonstrated understanding of financial markets and banking operations.

• Conduct in-depth forensic accounting investigations into allegations of fraud, embezzlement, money laundering, and other financial crimes.
• Analyze large volumes of financial data, including transaction records, bank statements, accounting ledgers, and other relevant documents, to identify patterns of suspicious activity.
• Reconstruct incomplete or obscured financial records to determine the full scope and impact of financial misconduct.
• Develop and execute detailed audit plans and investigative strategies tailored to specific cases.
• Prepare comprehensive forensic accounting reports, clearly articulating findings, methodologies, and conclusions for both internal stakeholders and external legal entities.
• Quantify financial losses and damages resulting from fraudulent activities.
• Identify and preserve evidence in accordance with legal and investigative protocols.
• Collaborate closely with internal legal counsel, compliance officers, and external law enforcement agencies.
• Provide expert witness testimony in legal proceedings, explaining complex financial matters in an understandable manner.
• Stay updated on emerging trends in financial crime, forensic accounting techniques, and relevant legislation.
• Maintain strict confidentiality and ethical standards throughout all investigations.

• Bachelor's degree in Accounting, Finance, or a related field. A Master's degree or CPA/CFF/CFE certification is highly desirable.
• Minimum of 7 years of progressive experience in accounting, auditing, or a related field, with at least 4 years specifically in forensic accounting or fraud investigation.
• Proven experience in analyzing complex financial data, identifying anomalies, and tracing financial transactions.
• Strong knowledge of accounting standards, auditing principles, and investigative procedures.
• Familiarity with legal procedures and rules of evidence related to financial investigations.
• Excellent written and verbal communication skills, with the ability to present complex findings clearly and concisely.
• Proficiency in data analysis tools and forensic accounting software.
• Demonstrated ability to work independently, manage multiple cases simultaneously, and meet strict deadlines in a remote setting.
• High level of integrity, professionalism, and attention to detail.

Kualifikasi:

• Minimal pendidikan S1.
• Memiliki sertifikat CRMP atau IRM menjadi nilai tambah.
• Minimal 5 tahun pengalaman di bidang Risk Management/Audit/Compliance.
• Memiliki pengalaman di industri terkait (oil and gas, energy, jasa, keuangan, dll).
• Memahami ISO 31000, COSO, ERM, atau standar Risk Management lainnya.
• Memiliki kemampuan analisa data, memetakan risiko, penyusunan risk register yang baik.

Deskripsi Pekerjaan:

• Melakukan identifikasi risiko (risk identification), penilaian risiko(risk assessment), merumuskan mitigasi risiko (risk mitigation) hingga pelaporan pemantauan risiko (risk monitoring) kepada manajemen puncak.
• Memberikan wawasan terkait pengelolaan risiko kepada risk owner dan risk officer dari seluruh divisi, unit usaha dan proyek.
• Menyusun serta mensosialisasikan Policy, Procedure and Work Instruction (PPWI) terkait pengelolaan risiko.

Prudential's purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people's career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Main Responsibilities

• Assist in identifying, analyzing, and monitoring risks items.
• Prepare regular risk reports for internal stakeholders and regulatory bodies.
• Collaborate with other departments to ensure accurate risk assessments.
• Monitor regulatory changes and support compliance with risk-related regulations.
• Maintain documentation and audit trails for risk processes and decisions.
• Participate in risk-related projects and system enhancements.

Requirements

• Bachelor's degree in Finance, Economics, Actuarial Science, Statistics, IT or a related field
• 1-2 years of experience in financial risk, preferably in the insurance or financial services industry.
• Strong understanding of insurance products and risk management principles.
• Familiarity with risk frameworks and regulatory requirements.
• Strong analytical thinking and attention to detail.
• Willing to work on a contract basis.

Prudential is an equal opportunity employer.
We provide equality of opportunity of benefits for all who apply and who perform work for our organization irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.

As a Risk Management Specialist, you will be responsible for assessing and managing risks related to the insurance industry, ensuring that both the company's and clients' assets are protected. You will work closely with senior management to develop and implement risk management strategies, policies, and procedures.

Key Responsibilities:

• Identify, analyze, and evaluate potential risks that could impact business operations, financial performance, and reputation in the insurance sector.
• Develop and implement risk management strategies, policies, and procedures to mitigate risks effectively.
• Monitor and assess ongoing risk factors to ensure the company's risk profile remains manageable.
• Perform regular risk assessments, reviews, and audits for insurance processes and products.
• Advise senior management on risk exposure and provide recommendations for minimizing risk.
• Collaborate with other departments (e.g., underwriting, claims, legal) to identify and address risk-related issues.
• Ensure compliance with regulatory requirements and industry standards.
• Create and maintain risk reporting systems to communicate findings and progress on risk mitigation efforts.
• Assist with insurance claims, investigations, and loss control measures.

Qualifications:

• Bachelor's degree in Risk Management, Insurance, Finance, Business, or a related field (Master's preferred).
• min 5 years of experience in risk management, specifically within the insurance industry.
• Strong understanding of insurance products, policies, and regulatory frameworks.
• Knowledge of risk assessment methodologies and risk management tools.
• Excellent problem-solving and decision-making skills.
• Strong communication and interpersonal skills.
• Relevant certifications preferred but not required.

Job Description:

• Identify, assess, and monitor risks across nine key categories: strategic, operational, insurance, credit, market, liquidity, legal, compliance, and reputational.
• Develop, implement, and continuously improve the risk management framework in alignment with ISO standards.
• Perform financial risk assessments and collaborate with actuarial and finance teams to ensure financial soundness reporting beyond traditional RBC solvency ratio.
• Conduct end-to-end business process reviews to detect and mitigate control gaps and risk exposures across departments.
• Prepare and present risk reports to Risk Management Committee (to the Board of Directors) and Risk Monitoring Committee (to the Board of Commissioners).
• Ensure regulatory compliance and deliver required risk assessments/tests in accordance with OJK and other regulatory bodies.
• Promote strong governance and risk awareness across all levels of the organization to support long-term business continuity.

Job Qualification:

• Bachelor's degree in Risk Management, Finance, Actuarial Science, Accounting, or related fields (Master's degree or certification is a plus).
• Minimum 3–5 years of experience in risk management, preferably in life insurance or financial services.
• Solid knowledge and practical experience in identifying and handling various risk types: strategic, operational, market, credit, liquidity, legal, compliance, insurance, and reputational risks.
• Proficient understanding and application of ISO standards for risk management.
• Experience in preparing high-level risk reports and communicating effectively with executive and board-level stakeholders.
• Familiarity with financial soundness indicators and working knowledge of solvency ratios (e.g., RBC).
• Strong analytical skills, critical thinking, and attention to detail.
• Excellent communication, presentation, and interpersonal skills.
• Able to work cross-functionally and manage multiple stakeholders.
• High integrity, independence, and a proactive attitude in driving risk culture.

QUALIFICATIONS:

1. Identify potential risks that may affect the organization's business operations.
2. Conduct risk analysis and assessment, and develop a comprehensive risk profile.
3. Develop mitigation plans and provide recommendations for risk control measures.
4. Monitor and evaluate the effectiveness of the risk management framework.
5. Prepare and present risk reports to senior management and the risk committee.

REQUIREMENTS :

• Bachelor Degree from reputable universities majoring in Accounting/Computerization Accountancy/Finance/Audit with minimum GPA 3.00
• Minimum 1 years of experience in risk management, audit, or compliance
• Strong understanding of risk management frameworks
• Excellent analytical, problem-solving, and communication skills

We're Hiring – Risk Management Officer

Penempatan: Surabaya

Jobdesc:

Identifikasi, analisis, dan monitoring risiko perusahaan

Susun & implementasi kebijakan manajemen risiko

Evaluasi kepatuhan sesuai regulasi OJK/BI

Laporan risiko berkala ke manajemen

Kualifikasi:

S1 Ekonomi/Manajemen/Akuntansi atau terkait

Min. 1 tahun pengalaman di Risk Management/Kepatuhan/Audit (perbankan diutamakan)

Memahami regulasi OJK & manajemen risiko perbankan

Analitis, teliti, dan komunikatif

Job description

As a Risk Management Specialist, you will be responsible for assessing and managing risks related to the insurance industry, ensuring that both the company's and clients' assets are protected. You will work closely with senior management to develop and implement risk management strategies, policies, and procedures.

Key Responsibilities:

• Identify, analyze, and evaluate potential risks that could impact business operations, financial performance, and reputation in the insurance sector.
• Develop and implement risk management strategies, policies, and procedures to mitigate risks effectively.
• Monitor and assess ongoing risk factors to ensure the company's risk profile remains manageable.
• Perform regular risk assessments, reviews, and audits for insurance processes and products.
• Advise senior management on risk exposure and provide recommendations for minimizing risk.
• Collaborate with other departments (e.g., underwriting, claims, legal) to identify and address risk-related issues.
• Ensure compliance with regulatory requirements and industry standards.
• Create and maintain risk reporting systems to communicate findings and progress on risk mitigation efforts.
• Assist with insurance claims, investigations, and loss control measures.

Qualifications:

• Bachelor's degree in Risk Management, Insurance, Finance, Business, or a related field (Master's preferred).
• min 5 years of experience in risk management, specifically within the insurance industry.
• Strong understanding of insurance products, policies, and regulatory frameworks.
• Knowledge of risk assessment methodologies and risk management tools.
• Excellent problem-solving and decision-making skills.
• Strong communication and interpersonal skills.
• Relevant certifications preferred but not required.