364 Fraud Prevention jobs in Indonesia

Job Description :

• Responsible to ensure the implementation of AML & Terrorism Financing Program
• Conduct the compliance's checking in order to identify, monitor and minimalize the compliance's risk
• Recommend and review Company's Policies, principle, system and procedure to comply with OJK'S regulations and other related regulators
• Responsible to provide sharing knowledge and training sessions in the Company regarding the latest update of OJK's Regulations

Qualifications :

• Min. Bachelor's Degree in Law, Economics, Finance/Accountancy/Banking or equivalent
• Min. 3 year experience in Compliance or the same field, preferably in Banking/Multi-Finance/Retail company
• Having knowledge about regulations of OJK & PPATK, POJK in finance companies
• Having experience & knowlegde about Compliance Reporting & Analyst Compliance
• Having knowledge to make a review of the company's internal policies / draft policies, accustomed to conducting GAP analysis from regulators and monitoring
• Good communication and interpersonal skill
• Detail and have good analytical skills, accustomed to data processing
• Have a good individual attitude, can work individual or team
• Able to join immediately

Job Description

• Conduct AML/CFT Customer Due Diligence (CDD) screening and reviews, and deliver high standards (e.g. consistency, process adherence, productivity)
• Responsibilities include new-to-bank onboarding, periodic reviews, trigger event reviews and ongoing name screening.
• Actively adhere to and maintain standard operating procedures and record keeping documents
• Support any ad-hoc projects where required (e.g. UAT)

Requirements

• A Bachelor's Degree in any field would be preferred
• Possess at least 1 year of operational AML CDD experience
• Familiar with the AML value chain, including new-to-bank onboarding, periodic screening, transaction monitoring, payments screening, etc.
• Good to have general knowledge of regulatory frameworks and requirements in Singapore.
• Excellent verbal and written communication skills in English
• Strong analytical, communication, and process development skills
• Flexible, adaptable and meticulous
• Ability to multitask, prioritize and manage time effectively
• Good working knowledge of MS Office (Excel, Word)

Tanggung Jawab Pekerjaan:

• Memastikan pelaksanaan review dan closure KYC alerts dalam sistem tepat waktu sesuai dengan persyaratan yang telah ditingkatkan.
• Berkolaborasi dengan Lini 2 dan Unit Bisnis (BU)/Unit Pendukung (SU) terkait untuk memastikan penerapan proses KYC yang telah ditingkatkan secara efektif dalam segmen PFS dan pengendalian mitigasi risiko yang tepat.
• Memastikan pelaksanaan pengambilan keputusan nasabah yang dihasilkan dari customer due diligence, termasuk pelaksanaan relationship atau account termination secara tepat waktu, serta menerapkan tindakan mitigasi risiko.
• Eskalasi tepat waktu atas potensi masalah atau observasi yang teridentifikasi dari operasional sehari-hari.

Kualifikasi:

• Mempunyai gelar sebagai Sarjana (S1)
• Pengalaman kerja 1-2 tahun di bidang keuangan, perbankan dan AML/KYC sangat diutamakan.
• Analisis Data : kemampuan untuk menganalisa pola yang tidak biasa.
• Pengertian Regulasi: Pemahaman yang baik tentang regulasi AML/KYC kdan peraturan yang berlaku
• Komunikasi : Kemampuan komunikasi yang sangat baik dan efektif, baik tertulis maupun lisan.
• Memiliki motivasi diri, proaktif, dan inisiatif untuk berkembang dalam lingkungan yang serba cepat.

Qualifications:

Bachelor's degree from a reputable university

Minimum GPA: 3.4

1–2 years of experience in finance, banking, and AML/KYC (preferred)

Strong skills in:

• Data Analysis: ability to identify unusual patterns

• Regulatory Knowledge: solid understanding of AML/KYC regulations and applicable laws

• Communication: excellent verbal and written communication skills

Self-motivated, proactive, and eager to grow in a fast-paced environment

Daily Tasks:

• Ensure timely review and closure of KYC alerts in the system according to enhanced requirements

• Collaborate with Line 2 and Business/Supporting Units to effectively implement enhanced KYC processes in PFS segment and apply proper risk mitigation controls

• Handle customer due diligence decision-making, including relationship or account termination, in a timely manner while applying risk mitigation measures

• Escalate potential issues or observations identified during daily operations in a timely manner

About Flip

Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out bank-to-bank money transfers through a reliable and seamless app.

After nine years of operations, Flip has helped Indonesians transfer money worth several trillions of rupiah and has received double-digit funding from respectable investors such as Sequoia India, Insight Partner, and Insignia. Flip's ultimate mission is to give Indonesians access to one of the most progressive and fairest financial services in the world.

At Flip, we always strive to provide the fairest place for you to work, learn, and grow with talented and fun people in various opportunities to advance your career and get fair rewards. We believe that we have to treat employees, customers, and all stakeholders fairly and respectfully. Fair treatment for employees means we establish clear goals, facilitate our employees to achieve them, and value their contribution to the company with equitable benefits.

What You'll Do

• Support the AML team in transaction monitoring to detect suspicious activities.
• Assist in developing and fine-tuning AML monitoring rules within the system.
• Conduct transaction data analysis using queries or analytical tools.
• Assist in preparing suspicious transaction reports (STR) and other regulatory reports required by Bank Indonesia and PPATK.
• Conduct research on AML trends, red flags, and international best practices.
• Support the preparation of documentation, procedures, and training materials related to AML.

What We're Looking For

• Educational background: Bachelor's degree in Information Systems, Information Technology, or related fields (final-year students are welcome to apply).
• Strong interest in Anti-Money Laundering, fraud detection, or financial crime compliance.
• Basic knowledge of query languages (e.g., SQL) and data analysis.
• Strong analytical thinking, detail-oriented, and problem-solving skills.
• Good communication skills in both Bahasa Indonesia and English.
• Familiarity with data analytics concepts is a plus.
• Proactive, adaptable, and able to work effectively in a team environment.

Requirements:

Minimum Bachelor's degree in any field (preferably Law or Economics).

Minimum 1–3 years of experience in Compliance and/or AML, CFT & WMD.

AML-CFT Job Description:

• Risk Assessment → Conduct regular ML/TF risk assessments.
• Policies & Procedures → Develop, update, socialize, and implement AML-CFT-FPWMD policies in line with regulations and business needs.
• KYC → Perform and implement Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).
• Monitoring & Reporting

Prepare, analyze, and submit reports through SIPESAT, SIGAP, SIPENDAR, goAML, APOLO, and any subsequent reporting platforms, while also administering and maintaining reporting accounts.

• Prepare and submit Individual Risk Assessment (IRA) Reports.
• Develop and present AML-CFT reports and meeting materials to the BOD and BOC
• Prepare and deliver other related AML-CFT reports as required.
• Supervision & Assurance
• Develop and implement compliance matrix testing against AML-related regulations.
• Conduct AML assurance reviews to ensure compliance and evaluate program effectiveness.
• Provide AML-CFT advisory to management and relevant units.
• Training & Awareness – Conduct and deliver AML-CFT training and awareness programs for internal staff and management.

Qualifications:

Bachelor's degree

Minimum GPA: 3.4

1–2 years of experience in finance, banking, and AML/KYC (preferred)

Strong skills in:

• Data Analysis: ability to identify unusual patterns

• Regulatory Knowledge: solid understanding of AML/KYC regulations and applicable laws

• Communication: excellent verbal and written communication skills

Self-motivated, proactive, and eager to grow in a fast-paced environment

Daily Tasks:

• Ensure timely review and closure of KYC alerts in the system according to enhanced requirements

• Collaborate with Line 2 and Business/Supporting Units to effectively implement enhanced KYC processes in PFS segment and apply proper risk mitigation controls

• Handle customer due diligence decision-making, including relationship or account termination, in a timely manner while applying risk mitigation measures

• Escalate potential issues or observations identified during daily operations in a timely manner

Kualifikasi:

• Minimal pendidikan S1.
• Memiliki sertifikat CRMP atau IRM menjadi nilai tambah.
• Minimal 5 tahun pengalaman di bidang Risk Management/Audit/Compliance.
• Memiliki pengalaman di industri terkait (oil and gas, energy, jasa, keuangan, dll).
• Memahami ISO 31000, COSO, ERM, atau standar Risk Management lainnya.
• Memiliki kemampuan analisa data, memetakan risiko, penyusunan risk register yang baik.

Deskripsi Pekerjaan:

• Melakukan identifikasi risiko (risk identification), penilaian risiko(risk assessment), merumuskan mitigasi risiko (risk mitigation) hingga pelaporan pemantauan risiko (risk monitoring) kepada manajemen puncak.
• Memberikan wawasan terkait pengelolaan risiko kepada risk owner dan risk officer dari seluruh divisi, unit usaha dan proyek.
• Menyusun serta mensosialisasikan Policy, Procedure and Work Instruction (PPWI) terkait pengelolaan risiko.

Prudential's purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people's career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Main Responsibilities

• Assist in identifying, analyzing, and monitoring risks items.
• Prepare regular risk reports for internal stakeholders and regulatory bodies.
• Collaborate with other departments to ensure accurate risk assessments.
• Monitor regulatory changes and support compliance with risk-related regulations.
• Maintain documentation and audit trails for risk processes and decisions.
• Participate in risk-related projects and system enhancements.

Requirements

• Bachelor's degree in Finance, Economics, Actuarial Science, Statistics, IT or a related field
• 1-2 years of experience in financial risk, preferably in the insurance or financial services industry.
• Strong understanding of insurance products and risk management principles.
• Familiarity with risk frameworks and regulatory requirements.
• Strong analytical thinking and attention to detail.
• Willing to work on a contract basis.

Prudential is an equal opportunity employer.
We provide equality of opportunity of benefits for all who apply and who perform work for our organization irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.