3,009 Sme Analyst jobs in Indonesia
Commercial & SME Business Analyst
Posted today
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Job Description:
Conduct direct calls & visits to debtors / prospective debtors related to the process of applying for or extending credit facilities together with the RM team, and provide updates on the following:
The debtor's business development condition.
- Comparison of turnover with the previous year.
- The debtor's future business projection.
- The debtor's strategy to achieve such projection.
- Any changes in the trade cycle.
- The quality of BJI's service to the debtor.
- Monitoring the fulfillment of Throughput.
- Prepare NAK (Credit Analysis Memo) related to the extension and restructuring of the debtor's credit facilities → quantitative analysis section.
- Provide analysis on the results of SLIK checking for the credit facility application process.
Provide support to the Relationship Manager (RM) in preparing credit proposals / NAK (new and additional applications) in the quantitative analysis section of the credit facility application, including:
Financial statement analysis (preparation of historical & projected spreadsheets along with analysis).
- Preparation of CRS (Credit Rating System).
- Cash flow projections.
- Bank account statement analysis.
- Calculation of working capital / investment needs.
- Together with RM, formulate credit covenants related to the debtor's financial condition and financial ratios.
- Recommendations for covenants related to the debtor's financial ratios.
- Industry analysis related to the debtor's business (if required).
- Together with RM, participate in the Round Table, Ratek, and RKK processes related to debtor / prospective debtor credit facility applications.
- Assist RM in responding to findings from Internal Auditors, OJK (Financial Services Authority), and External Auditors, for findings related to the debtor's quantitative/financial aspects.
Requirements:
- Candidate should possess at least Bachelor degree (S1)
- Minimum 3 (three) years of working experience as Commercial Banking Business Analyst from Banking industry.
- Proficient in English both written and verbal
- Communicative and able to work both individually or together in a team
- Detail-oriented, discipline, and strong integrity person
- Able to work in a fast-paced environment with tight deadline(s)
Senior Financial Analyst - Remote Data Analysis
Posted 8 days ago
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Job Description
Key responsibilities include:
- Developing sophisticated financial models for forecasting, budgeting, and scenario analysis.
- Analyzing financial statements, key performance indicators, and market trends to provide strategic recommendations.
- Preparing detailed financial reports and presentations for senior management.
- Conducting variance analysis and identifying the root causes of financial discrepancies.
- Collaborating with cross-functional teams to gather financial data and ensure accuracy.
- Monitoring and evaluating financial performance against plans and objectives.
- Assisting in the development of annual budgets and long-term financial strategies.
- Identifying opportunities for cost savings and revenue enhancement.
- Staying abreast of industry best practices and regulatory changes in finance.
- Mentoring junior analysts and contributing to team development.
Credit Analyst SME
Posted today
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Responsibilities
- Conduct daily reviews and make credit decisions for all incoming applications in the pipeline based on applicable credit policies and SOP.
- Thoroughly analyzing and assessing credit worthiness of debtor through detail analysis of credit performance in bureau, character, income, collateral and repayment capacity.
- Maintain the daily targeted numbers of incoming applications to be reviewed as well as comitted SLA.
- Performing know-your-customer (KYC) process, document authentication, data verification (PV or Survey result), fraud detection, and assesing for any potential credit losses.
- Work independently and in a team environment to meet established objectives, KPI and quality performance indicators with ensuring adherence to policy implementation.
- Provide recommendations for approval or not on the results of credit analysis that has been carried out (from a legal, financial, business and background perspective of the prospective customer).
- Can propose a mitigation proposal for financing customers for minimize the risk of lending and able to communicate the solution to sales/marketing/business.
Requirements
- Minimum a Bachelor's Degree from top local or overseas universities with an excellent GPA.
- Having experience in dealer financing business with minimum 2 years, related with credit analyst or credit operation experience.
- Advanced in Microsoft Excel skills, MS Word is a must and high understanding of financial statements and business process
- Possess good knowledge in Credit Analysis, Fraud Anomalies & Fraud Detection
- Superb attention to detail and interest in analyzing customer data, highly responsible, integrity, committed & disciplined
- Care about doing an excellent job and exceeding expectations with the quality of what you do in fast-paced environment
- Solid oral and written communication skills and ability to communicate the credit recommendation properly backed up with strong judgement.
IT Data Analysis Staff
Posted today
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Job Description
Responsibilities:
Master Data Management
- Maintain and update master data records in SAP, including material, vendor, customer, and other relevant data sets
- Ensure data consistency, accuracy, and compliance with company standards.
- Perform data cleansing and validation to eliminate redundancies and errors.
Process Support and Improvement
- Provide ongoing support to teams in resolving master data-related issues and queries.
- Collaborate with business units to define data requirements and ensure alignment with SAP processes.
- Identify opportunities for process improvements related to master data
System Integration and Collaboration
- Work with IT Functional and other departments to ensure integration of SAP master data with other systems.
Reporting and Analytics
- Generate reports and dashboards to monitor data quality
Requirements:
- Bachelor's degree in Data Analyst, Information Technology, or other related fields.
- Minimum 1 year of experience as a data analysis staff (Fresh graduates are welcome to apply)
- Excellence in SAP master data update
- Strong analytical thinking
- Resilience and result-oriented individual
- Good communication skill and proactive
Government Data Analysis NTT
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Job Brief
Location: Nusa Tenggara Timur, Indonesia
Program Background
The SKALA Program is a significant Australian investment designed to help Indonesia address regional disparities in development. SKALA will contribute to this objective by strengthening selected elements of Indonesia's large and complex decentralised government system responsible for the delivery of basic services (Layanan Dasar). The SKALA Program's core approach is to facilitate better collaboration (Kolaborasi) between Indonesian government stakeholders, at national and subnational levels, to help realise synergies (Sinergi) that will trigger improved service delivery. Moreover, SKALA will build on, and take to scale, the successes and learning from Australia's previous 19 years of support to Indonesia's decentralised government system. The SKALA Program is to be implemented through the following three pillars:
- Pillar 1: Stronger national level enabling environment for sub-national service delivery.
- Pillar 2: Better sub-national governance for service delivery.
- Pillar 3: Greater participation, representation and influence for women, people with disabilities and vulnerable groups.
SKALA is implemented at the national level with an office in Jakarta and at the subnational level with offices in Aceh, Nusa Tenggara Barat, Nusa Tenggara Timur, Maluku, Gorontalo, Kalimantan Utara, Tanah Papua. In addition to the 3 pillars, SKALA works across 4 general themes of Public Financial Management, Minimum Service Standards, Data and Analysis and GEDSI.
About DT Global Asia Pacific
At DT Global Asia Pacific, we aim to positively impact people's lives through delivery excellence. As a leading implementing partner across Asia and the Pacific, we co-create locally led solutions in partnership with governments, communities, and stakeholders. We bring together talented teams and deep regional expertise to deliver initiatives that promote inclusive economic growth, essential services, and resilient, secure communities. With over 1,500 staff, experts in 22+ countries and more than 60 years of development experience, we tackle complex community, national and transnational challenges — from governance and justice systems to climate resilience, infrastructure and social equity — with innovative thinking and a commitment to long-term impact.
For more information, please see
The Role
The Government Data Analysis will provide skills and expertise in processing and analysing data through collection, cleaning, and identifying patterns in existing dataset to produce information in the form of reports or visualizations that are easy to understand. The Consultant will support the analysis of data that will be displayed on NTT Data Portal. This include of various data sources such as OPD, BPS, DTSEN.
copy paste it to access the full Terms of Reference for this position:
About You
Specific Responsibilities
Based on general guidelines from Province Lead SKALA NTT, this position will be under the coordination and supervision of the Provincial Engagement Specialist (PES-DNA) and responsible to Provincial Lead SKALA NTT, for the following matters:
- Identify existing data and information system in NTT and its governance status as part of the joint studies with Badan Perencanaan Pembangunan, Riset, dan Inovasi Daerah (BAPPERIDA) and Dinas Komunikasi dan Informatika NTT.
- Provide technical and substantive inputs in data analysis regarding the development of the NTT Regional Data Portal ).
- Provide relevant data and analysis to support the development of policy brief on Minimum Standard Service (SPM), Public Finance Management (PFM), Gender Equality Disability and Social Inclusion (GEDSI).
- Prepare data analysis reports in the forms of narratives, tables, graphs and visuals.
- Provide technical inputs and analysis regarding Data Tunggal Sosial Ekonomi (DTSEN).
- Support the implementation of the NTT One Data Forum in line with SDI and SDPDN guidelines.
- Share innovation and best practices from Sasando for dissemination at both local and national levels.
Other Duties
- Comply with DFAT, DT Global and SKALA policies on gender, disability, fraud and anticorruption, child protection, PSEAH and the environment.
- Ensure compliance and adherence to various operational policies, guidelines and manuals issued by DT Global and SKALA.
- Proactively identify and report risks and manage risks within the level of accountability.
- Undertaking other duties as required by the Program.
Job Requirements
- Work environment involves only infrequent exposure to disagreeable elements and minor physical exertion and/or strain.
- Work may require long, and flexible hours as needed. Travel is based on need.
Deliverables
The consultant will be responsible for producing the following deliverables:
- Technical analysis report on dataset, including socio-economic data, from BPS (Susenas, Sakernas, DTSEN) sub-national budgeting data (APBD) and sectoral data (Dapodik, Satu Sehat, etc) and sub-national data from OPDs.
- Report on GEDSI data analysis and its utilisation in the planning process (e.g., RPJMD, RENSTRA, and RKPD).
- Technical Input to subnational socio-economic data interoperability strategy and mechanism interoperability strategy and mechanism and run various exercises for data matching and data checking.
- Analysis Report on the results of the Data and Information Management System Study in NTT
- Technical inputs on the development of the NTT Regional Data Portal ).
- Report of data analysis results (tables, graphs and visuals) for integration into Sasando.
- Technical Recommendations and policy briefs Minimum Standard Service (SPM), Public Finance Management (PFM), Gender Equality Disability and Social Inclusion (GEDSI).
- Technical Input document for the Implementation of the NTT One Data Forum in Accordance with SDI and SDPDN.
- Technical input document for regional level One Data guidelines aligned with SDPDN.
- Technical inputs and analysis regarding on Data Tunggal Sosial Ekonomi (DTSEN).
- Documentation of innovations and best practices from Sasando for dissemination at both local and national levels.
- Monthly Progress Report
Relationship Management
This position will work closely and effectively with a range of stakeholders:
- Work under the supervision of the Province Lead SKALA NTT
- Collaborate closely with the Provincial Engagement Specialist (PES-DNA) and SKALA Implementation Team
- Engage with provincial government officials and other relevant stakeholders to ensure ownership and alignment with regional policy priorities.
Selection Criteria
Essential
- Master's degree in Statistics, Government/Public Administration, Economics, Development Studies, Statistics or related fields with a minimum of 7 years' experience in data analysis, research, data science including its utilization in local planning and budgeting.
- Demonstrated experience in supporting program implementation that utilizes data digitization (information systems) for evidence-based planning and budgeting.
- Proficiency in data processing tools such as Microsoft Excel, Stata, SAS, Tableau, Metabase, Google Data Studio or Python, including the ability to manipulate and transform data, conduct exploratory data analysis, and apply statistical model.
- Strong knowledge of statistics and statistical software packages (e.g., Excel, STATA, SPSS) for dataset analysis.
- Proven ability in SQL, data visualization, and dashboard development.
- Extensive experience in developing or supporting government regulations and policies, especially in NTT regarding data management.
- Strong interpersonal skills with the ability to build and maintain effective working relationships with key stakeholders in government
- Solid understanding of Gender Equality and Social Inclusion (GEDSI) issues.
Preferred
- Experience in supporting provincial governments in developing and managing government data systems.
- Experience working in and/or with local government institutions, particularly at the subnational level.
- Prior involvement in community development projects with government and development partners, particularly in social protection for people with disabilities.
HOW TO APPLY
Please submit
1) Your CV
2) A cover letter addressing the selection criteria
APPLICATIONS CLOSE Thursday, 25th September 2025. Max 5 PM Jakarta Time
Encouraging applications from people with disabilities
As part of our commitment to inclusion, we actively encourage applications from people with disabilities (PWDs). We are also committed to providing reasonable accommodation throughout the recruitment process and in the workplace to support the success and well-being of employees with disabilities. Candidates requiring any adjustments to participate equitably, may contact SKALA People & Culture unit at and we will work with the candidate to find the right solution. This information is strictly confidential; used solely to strengthen our inclusive hiring efforts and ensure we provide any support needed. Your disclosure will not impact on recruitment decisions.
Should this role be of interest, we encourage you to apply as soon as possible. Kindly note only shortlisted applicants will be contacted.
DT Global is committed to child protection and safeguarding the welfare of children in the delivery of our international development programs. We are committed to Safety and the Prevention of Sexual Abuse and Harassment (PSEAH), and bribery prevention. DT Global is an equal opportunity employer and we encourage women, men, people with diverse backgrounds and people living with disabilities to apply. This program is funded by the Australian Government and Managed by DT Global.
Graduate Trainee - Data Analysis
Posted 6 days ago
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Job Description
Key Responsibilities:
- Assist in collecting, cleaning, and preparing datasets for analysis.
- Learn to apply statistical methods and data modeling techniques.
- Develop data visualizations and reports to communicate findings effectively.
- Support senior analysts in identifying trends and insights within data.
- Gain hands-on experience with data analysis tools and software.
- Participate in team meetings and contribute to project discussions.
- Learn about data governance and best practices.
- Assist in documenting analytical processes and findings.
- Undertake assigned tasks and projects with diligence and attention to detail.
- Engage actively in all training sessions and mentorship opportunities.
Qualifications:
- Recent graduate with a Bachelor's or Master's degree in Statistics, Mathematics, Computer Science, Economics, or a related quantitative field.
- Strong analytical and problem-solving skills.
- Proficiency in at least one programming language commonly used in data analysis (e.g., Python, R).
- Familiarity with data visualization tools (e.g., Tableau, Power BI) is a plus.
- Excellent written and verbal communication skills.
- Eagerness to learn and a proactive attitude.
- Ability to work both independently and as part of a team.
- Must be able to commute to the office in **Tasikmalaya, West Java, ID** for scheduled in-office days.
- Attention to detail and commitment to accuracy.
- A genuine interest in data analysis and its applications.
Subject Matter Expert
Posted today
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Job Description
Kualifikasi:
- Minimal S-1, diutamakan dari jurusan Teknologi Informasi (Sistem Informatika, Teknik Informatika, Manajemen Informatika, dlll.)
- Memiliki pengalaman minimal 7 tahun di bidang pengembangan software IT
- Memiliki pengalaman sebagai Subject Matter Expert di bidang pengembangan aplikasi.
- Diutamakan menguasai C++, Python, Java, Framework, Library Simulator
- Bersedia untuk bekerja secara kontrak
Job Desc:
- Menjadi subject matter expert untuk proyek TI yang sedang dikerjakan
- Memberikan saran dan masukan pada tim pengembang proyek TI khususnya di bagian pemrograman
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Subject Matter Expert
Posted today
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Job Description
- Holds a Bachelor's degree (S1) or equivalent in Engineering or Business from an accredited/recognized university.
- Possesses 15 (fifteen) years of experience in the oil and gas industry inspection field.
- Has 10 (ten) years of experience in OCTG and drill string components inspection.
- Minimum Inspection Certification: ASNT Level 3.
- Proficient in both spoken and written English.
- Able to communicate via email and use MS Office for reports and presentations
Subject Matter Expert
Posted today
Job Viewed
Job Description
- Holds a Bachelor's degree (S1) or equivalent in Engineering or Business from an accredited/recognized university.
- Possesses 15 (fifteen) years of experience in the oil and gas industry inspection field.
- Has 10 (ten) years of experience in OCTG and drill string components inspection.
- Minimum Inspection Certification: ASNT Level 3.
- Proficient in both spoken and written English.
- Able to communicate via email and use MS Office for reports and presentations
Government Data Analysis Specialist Gorontalo
Posted today
Job Viewed
Job Description
Job Brief
Location: Gorontalo
Program Background
The SKALA Program is a significant Australian investment designed to help Indonesia address regional disparities in development. SKALA will contribute to this objective by strengthening selected elements of Indonesia's large and complex decentralised government system responsible for the delivery of basic services (Layanan Dasar). The SKALA Program's core approach is to facilitate better collaboration (Kolaborasi) between Indonesian government stakeholders, at national and subnational levels, to help realise synergies (Sinergi) that will trigger improved service delivery. Moreover, SKALA will build on, and take to scale, the successes and learning from Australia's previous 19 years of support to Indonesia's decentralised government system. The SKALA Program is to be implemented through the following three pillars:
- Pillar 1: Stronger national level enabling environment for sub-national service delivery.
- Pillar 2: Better sub-national governance for service delivery.
- Pillar 3: Greater participation, representation and influence for women, people with disabilities and vulnerable groups.
SKALA is implemented at the national level with an office in Jakarta and at the subnational level with offices in Aceh, Nusa Tenggara Barat, Nusa Tenggara Timur, Maluku, Gorontalo, Kalimantan Utara, Tanah Papua. In addition to the 3 pillars, SKALA works across 4 general themes of Public Financial Management, Minimum Service Standards, Data and Analysis and GEDSI.
About DT Global Asia Pacific
At DT Global Asia Pacific, we aim to positively impact people's lives through delivery excellence. As a leading implementing partner across Asia and the Pacific, we co-create locally led solutions in partnership with governments, communities, and stakeholders. We bring together talented teams and deep regional expertise to deliver initiatives that promote inclusive economic growth, essential services, and resilient, secure communities. With over 1,500 staff, experts in 22+ countries and more than 60 years of development experience, we tackle complex community, national and transnational challenges — from governance and justice systems to climate resilience, infrastructure and social equity — with innovative thinking and a commitment to long-term impact.
For more information, please see
The Role
The Government Data Analysis Specialist Gorontalo will be provide skills and expertise in processing and analyzing data through collection, cleaning, and identification of patterns in existing data to produce information in the form of reports or visualizations that are easy to understand.
copy paste it to access the full Terms of Reference for this position:
About You
Specific Responsibilities
Based on general guidelines from Province Lead SKALA Gorontalo, this position will be under the coordination and supervision of the Provincial Engagement Specialist (PES-DNA) and responsible to Provincial Lead SKALA Gorontalo, for the following matters:
Conduct joint studies and analysis with BAPPPEDA and DISKOMIFOTIK Gorontalo regarding the existing data and information management system in Gorontalo, including its governance status.
- Provide technical and substantive inputs regarding the results of the development of the Gorontalo Regional Data Portal (PENTAGON) and input for connectivity with district/city systems.
- Provide technical supports in the analysis of basic service achievement data (SPM) and data on the Regional Head's flagship programs and activities.
- Provide technical supports in data analysis reports in the form of tables, graphs and visuals
- Provide technical inputs regarding the required data and metadata standards (in accordance with BPS's INDAH standards), as analysis material, especially data from regional sectoral statistical activities.
- Provide technical supports for the implementation of the Gorontalo One Data forum in accordance with SDI and SDPDN.
- Support the preparation and development of regional-level One Data guidelines that are aligned with SDPDN.
- Support the preparation and development of digital-based government planning maps and architecture (SPBE)
Other Duties
- Comply with DFAT, DT Global and SKALA policies on gender, disability, fraud and anticorruption, child protection, PSEAH and the environment.
- Ensure compliance and adherence to various operational policies, guidelines and manuals issued by DT Global and SKALA.
- Proactively identify and report risks and manage risks within your level of accountability.
- Undertaking other duties as required by the Program
Job Requirements
- Work environment involves only infrequent exposure to disagreeable elements and minor physical exertion and/or strain.
- Travel is based on need.
Deliverables
- Analysis Report of the Results of the Data and Information Management System Study in Gorontalo
- Technical inputs regarding the results of the development of the Gorontalo Regional Data Portal (PENTAGON) and input on connectivity with district/city systems.
- Report of data analysis results in the form of tables, graphs and visuals to be input into the Gorontalo Regional Portal
- Technical Recommendations regarding the fulfillment of required data and metadata standards (in accordance with BPS's INDAH standards) as analysis material, especially regional sectoral statistical activity data.
- Technical Input document for the Implementation of the Gorontalo One Data Forum in Accordance with SDI and SDPDN.
- Technical input document for regional level One Data guidelines aligned with SDPDN.
- Technical input document for digital-based government planning maps and architecture (SPBE)
- Monthly Report
Relationship Management
This position will work closely and effectively with a range of stakeholders:
- Work under the supervision of the Province Lead SKALA Gorontalo
- Collaborate closely with the Provincial Engagement Specialist (PES-DNA) and SKALA Implementation Team
- Engage with provincial government officials and other relevant stakeholders to ensure ownership and alignment with regional policy priorities.
Selection Criteria
Essential
- Minimum education of Bachelor's degree in Statistics, Mathematics, Government Administration, Information Management, Computer Science, or related fields
- Minimum of 3 years of work experience in basic statistics or government data analysis, and strong business understanding and background in data-driven roles
- Experienced in providing support for program implementation that focuses on utilizing data digitization (information systems) for evidence-based planning and budgeting analysis
- Mastering SQL, data visualization, and dashboard creation
- Have experience with visualization and dashboard creation tools such as Tableau, Metabase, Google Data Studio, Clevertap, Python, and the like.
- Extensive work experience in formulating government regulations, especially in Gorontalo regarding data management.
- Strong interpersonal skills, ability to maintain working relationships with key stakeholders in government
- Understanding of issues of gender equality and social inclusion
Preferred
- Experienced in assisting the making of government data at provincial and district level
- Experienced working in and with Local government
- Awareness of and sensitivity to the needs of traditionally disadvantaged groups, including women, the elderly, ethnic minorities, and people with disabilities or mobility challenges
Why join SKALA?
By joining the SKALA, you will be part of an environment where you can collaborate with leading experts from diverse backgrounds, access development programs to achieve your career goals, and be challenged to take a global outlook.
HOW TO APPLY
Please submit
1) Your CV
2) A cover letter addressing the selection criteria
APPLICATIONS CLOSE Wednesday, 24th September 2025. Max 5 PM Jakarta Time
Encouraging applications from people with disabilities
As part of our commitment to inclusion, we actively encourage applications from people with disabilities (PWDs). We are also committed to providing reasonable accommodation throughout the recruitment process and in the workplace to support the success and well-being of employees with disabilities. Candidates requiring any adjustments to participate equitably, may contact SKALA People & Culture unit at and we will work with the candidate to find the right solution. This information is strictly confidential; used solely to strengthen our inclusive hiring efforts and ensure we provide any support needed. Your disclosure will not impact on recruitment decisions.
Should this role be of interest, we encourage you to apply as soon as possible. Kindly note only shortlisted applicants will be contacted.
DT Global is committed to child protection and safeguarding the welfare of children in the delivery of our international development programs. We are committed to Safety and the Prevention of Sexual Abuse and Harassment (PSEAH), and bribery prevention. DT Global is an equal opportunity employer and we encourage women, men, people with diverse backgrounds and people living with disabilities to apply. This program is funded by the Australian Government and Managed by DT Global.